Welcome to MomThatSaves.com
  • Intro
  • Week 1 - Credit Card Negotiations
  • Week 2 - Insurance
  • Week 3 - Shopping & Tracking
  • Week 4 - Tackle Grocery Shopping
  • Week 5 - Join Group Discount Sites
  • Week 6 – End the Gym
  • Week 7 – Negotiate Utilities
  • Week 8 – Reduce your Energy & Water Usage
  • Week 9 – Carpool & Check Credit Reports
  • Week 10 – No Eating Out
  • Week 11 – Consignment Sale
  • Week 12 – Set a Budget
  • Week 14– Buy Annual Passes
  • Week 15 – Host a Party
  • Week 16 – Gas Savings
  • Week 17 – Consignment Shopping:
  • Week 18 – Buy Only Grocery Necessities
  • Week 19 – Be a Giver
  • Week 20 – Cash Only Week
  • Week 21 – Pay Yourself First
  • Week 22 – Review the Budget
  • Week 23 – Eat at Home
  • Week 24 – Turn Your Hobby into a Business
  • Week 25 - Check for Promotions
  • Week 26 – Get Organized
  • Week 27 – Take a Monthly Challenge
Week 6 – End the Gym:  Annual Savings $528

Like many people, I had a gym membership that I did not use.  This was a pretty simple savings week - cancel the gym membership ($44 per month).  Exercising is an important aspect of living a healthy lifestyle, but you can do this without an expensive membership.

Here are some fun ways to get exercise for free:

¨    Go for a walk, jog or bike ride

¨    Kick the soccer ball around with your kids

¨    Go rollerblading

¨    Take the stairs

¨    Record exercise programs on TV or find them On Demand

¨    Get workout tips from workoutz.com

¨    Download exercise programs to your smart phone, tablet or computer

¨    Buy/Check-out a book on Yoga, Pilates etc, and start practicing at home

If you have children a good rule of thumb is to get out and play when they do.  Don’t just take a seat and watch – join in the fun :)

Another assignment this week is to add up all of your Christmas spending.  Look at the receipts, credit card and or banking statements and write it all down.  Track it by person or family and make sure to list who you bought for (as much as possible).  This tool will come in handy when you begin your Christmas shopping this year.  My goal:  Spend 20% less than last year.

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